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Andrew Gardner
Financial Planner & Director
Reigate
07828 585 492

Andy works with clients to bring clarity and structure to their financial lives. He believes good advice starts with understanding the person, not just the numbers, and takes the time to listen carefully to each client’s priorities and concerns. Drawing on experience from a boutique wealth management firm in London, he provides thoughtful, well-considered planning delivered with care and integrity.
He takes a long-term approach to client relationships, building trust through calm, consistent guidance. Andy often supports clients through major transitions — including business sales, inheritances, divorce and retirement — helping them make informed decisions with confidence. He also works closely with clients’ accountants and legal advisers to ensure all aspects of a client’s financial world are aligned and working together.
Outside of work, Andy is a proud father of two. A former (amateur!) rugby player, he continues to follow the sport closely, enjoys football, and plays golf whenever time allows.
Oculus Wealth Management (Reigate)
Oculus Wealth Management (Reigate) Ltd is an appointed representative of Oculus Wealth Management, registered in England and Wales under company number 16915885 with its registered office at 2 Grove Park Court, Harrogate, England, HG1 4DP and FCA register number 1048823
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